When talking about automobiles, Nissan is surely one of the most popular and trusted brands in the industry. Although there are a lot of tough and large competitors out there, Nissan still manages to stand out and emerge at the top of the competition. Year after year, Nissan never ceases to amaze its loyal clients and even enticing a lot of sympathizers of other brands. No matter what background you have, Nissan has the perfect car solution for all types of personality. However, not all are fortunate enough to become financially capable of purchasing their dream rides. Complexities and certain conflicts make it difficult for a lot of individuals to finance their Nissan interests.
However, the company understands the sensitivity of such issue and the importance of its crucial role to provide the best possible solutions to every valued client. Because of this, Nissan Finance was developed which is specially designed to help customers to become financially capable in reaching their personal or business goals particularly in financing their desired purchase of any Nissan automobile.
What is Nissan Finance?
The Nissan Finance is the company’s approach to providing effective and sufficient financial assistance solutions to any candidate who may seem to have some difficulties in financing their car purchase on their own. With the company’s decades of sheer experience in the automotive manufacturing and dealership industry, you can only expect the best of expertise and professionalism in every Nissan representative who is always ready to assist all successful candidates in the Nissan Finance Program.
The Nissan Finance is part of the Nissan Financial Services that don’t just provide the perfect car financing solution but of insurance as well. No matter what situation you are in to, Nissan Finance is sure to be able to come up with the most appropriate program to help you enjoy the most of your car buying experience in every way possible.
Finance
This particular category of the Nissan Financial Services is composed of two main programs – the Consumer Loan and the Commercial Loan.
- Consumer Loan – is the most appropriate type of loan for clients who are in need of vehicles most exclusively for personal use rather than for business purposes. With a fixed interest rate, the consumer loan can be in different terms ranging from 1 – 5 years. Payments under this type of loan can be accelerated allowing the borrower to be able to save more.
- Commercial Loan – this specific type of Nissan Finance program is designed specifically to meet accordingly the standards of a business driven way of life whether under sole proprietorship or corporation. The commercial loan is further divided into 5 more categories namely, Chattel Mortgage, Commercial Hire Purchase, Finance Lease, Novated Lease, and last but not the list, is the Business Line of Credit.
- The Chattel Mortgage is appropriate for business oriented individuals or organizations that operate with a so called cash accounting system. The current outstanding balance is the main factor which affects the amount of interest carried on to the loan in a daily basis.
- The Commercial Hire Purchase is most suitable for individuals or organizations whose main goal of car purchase is to use the automobile for commercial purposes. The borrower will then receive full ownership rights of the car `after the loan has been fully paid.
- The Finance Lease is much like a rent-a-car service only that it comes with a fixed term of the contract wherein the client is provided a set of options as to whether refinance, make a purchase or upgrade the car at the end of the term.
- The Novated List is much like the same with the finance lease only it utilizes a Deed of Novation. The employee under this type of loan, signs a contract with the Nissan Finance and assumes payment responsibility through its pre-tax salary.
Insurance
Accidents or unfortunate events happen inevitably. The Nissan Finance is also dedicated in providing all its valued clients the best and most appropriate insurance plans to protect interests on both human and automotive subjects when events happen that place both the owner and the automobile in harm’s way. Insurance options of Nissan Finance are composed of Motor Vehicle Insurance, Loan Protection Insurance, GAP Insurance, and Purchase Price Gap Cover.
- Motor Vehicle Insurance – is one of the best protections any client can have for his car in the event of a car theft or accident that inflict damage to the vehicle and other properties involved as well. The Motor Vehicle Insurance delivers various advantages such as well skilled and highly experienced personnel to deliver the needed services, damaged parts in the event of an accident or car theft are automatically subjected t replacement of genuine components, fully covered rental car after a car theft has occurred, and a whole lot more.
- Loan Protection Insurance – is the perfect protection and aid to every Nissan client who becomes financially incapable of meeting monthly dues for loan payments in the event of illness, injury due to accidents, unemployment, and even death.
- GAP Insurance – is the appropriate solution for that particular Gap between the insurance payout provided by your Motor Vehicle Insurance and the outstanding finance amount. This is only applicable if and only if the Motor Vehicle Insurance has officially declared a total loss on behalf of the client.
- Purchase Price Gap Cover – works in the same manner the Gap Insurance does. The only difference is that the Gap indicated is between the insurance payout rendered by the Motor Vehicle Insurance and the total amount paid upon the purchase of the vehicle.
Nissan is indeed one of the leading companies in the automotive industry. But aside from the limitless opportunities Nissan provides that help all its valued clients enjoy every driving experience, it also extends appropriate financial assistance services and solutions that greatly emphasize the company’s dedication of providing utmost and unparalleled customer satisfaction in almost every situation or present type of case its clients are in to.
